Legal Disclaimers

Legal Disclaimers
Last Updated: April 2025

1. Privacy Policy

Data Collection
We collect information you provide voluntarily through contact forms, newsletter signups, or resource downloads (e.g., name, email, company). Non-personal data (e.g., cookies, analytics) is used to improve site functionality and user experience.

Data Use
Personal information is used solely to respond to inquiries, deliver requested resources, or send educational content. We do not sell or share your data with third parties except essential service providers (e.g., email platforms, analytics tools).

Security
We implement industry-standard measures (SSL encryption, secure servers) to protect your data. However, no online transmission is 100% secure.

Your Rights

Access/Deletion: Request access to or deletion of your data by emailing clients@spearusadvisors.com.
Opt-Out of Data Sales/Sharing: Submit requests to clients@spearusadvisors.com (CA/TX residents).
GDPR Rights: EU residents may request data correction, portability, or withdraw consent.

2. Terms of Use

Content Disclaimer
All website content (articles, guides, videos) is for informational purposes only and does not constitute legal advice.

Intellectual Property
Content is owned by Spearus Advisors PLLC. Redistribution or commercial use requires written permission.

Third-Party Links
We are not responsible for content on external sites linked from this website.

Modifications
Terms may be updated without notice. Continued use constitutes acceptance.

3. Legal Disclaimers

No Attorney-Client Relationship
Contacting Spearus Advisors PLLC via this site, email, or form does not create an attorney-client relationship. Do not send confidential information until engagement is confirmed in writing.

Jurisdictional Practice
Licensed in Texas, Illinois, New York, Massachusetts, and Washington, DC. Services are limited to these jurisdictions.

Attorney Advertising
This website is attorney advertising in New York. Prior results do not guarantee future outcomes.

4. Cookie Policy

Types of Cookies

Essential: Required for site functionality (e.g., login).
Analytics: Track usage to improve content (e.g., Google Analytics).

Consent
Manage preferences via our cookie banner. EU visitors must opt-in for non-essential cookies.

5. State-Specific Rights

California (CCPA)
Click [Do Not Sell/Share My Info] to opt out of data sales. For the avoidance of doubt, Spearus Advisors does not participate in data sales.

Texas (TDPSA)
Submit opt-out requests via email to clients@spearusadvisors.com. Sensitive data (e.g., health, race) requires explicit consent.

EU (GDPR)
Request data correction, portability, or deletion by emailing clients@spearusadvisors.com.

Contact

For questions or to exercise your rights, email clients@spearusadvisors.com.